Team Money + PhoneOps Funding LLC
Provide Operators with a seamless path from property selection to financing approval. Below are answers to the most common questions across our Real Estate, Funding, and Partner Programs. If your question isn’t listed, you can submit it at the bottom of this page.
No — Operators are our primary focus, but we also assist non-Operators such as real estate investors and landlords purchasing 1–4 units, apartment buildings, and a wide range of commercial property types.
Yes. We locate properties, schedule tours, and provide full 360° video walkthroughs.
Yes. For out-of-state deals, we connect you with Realtors already on PhoneOps payroll.
Yes, we can assist you on these types of transactions.
Yes — we guide new Operators through every step of the process.
Yes — we assist Landlords that want income-producing rentals that are SFR, 2 to 4 units, condos, town homes and apartment buildings.
Yes — we assist with offers, negotiations, and contract structure.
Yes — Team Money assists buyers with both owner-occupied and investment-based commercial properties. Mixed-use buildings with retail units and apartments can be purchased strictly as income-producing investments, even if you won’t operate a business inside the property.
Typically after loan approval, within 24–48 hours, depending on property access.
Yes — this is our specialty.
Yes, depending on business type, property type, and borrower’s resume.
Each program has it’s own set of documents so you can just visit the Checklist for that program.
PhoneOps uses a streamlined 3-Step Process to move your deal from submission to underwriting. After completing the 3-Step Process, most approvals are issued within 24–72 hours. You can watch our 3-Step Process video by CLICKING HERE for a clear breakdown of how it works.
Yes — PhoneOps is a Nationwide Direct Private Lender.
Yes — PhoneOps provides purchase and refinance options for landlords, investors, and income-producing real estate portfolios.
Not always — PhoneOps offers flexible documentation options. Just view the Checklist for the program you are applying for to determine what documents are needed.
Yes — PhoneOps funds a wide range of business types.
Yes — PhoneOps offers refinance options for expansion or restructuring.
Yes, cut-off times are 12pm est. If you complete the 3-Step Process and your file is submitted before the cut-off time, PhoneOps offers same-day approvals.
As long as you are able to complete the W9 form, Wire Transfer Authorization form and send us serious referrals, you can become a Referral Partner.
Referral Partners can start sending all referrals to PhoneOps Products Page by CLICKING HERE. Inform each referral to watch the video as it explains the 3-Step Process to approval then they click on the program they are applying for to start the process.
Yes — PhoneOps funds deals across the entire United States.
Yes — Referral Partners can get paid off all deal that closes.
Nope — Referral Partners are HANDS OFF, simply send your referrals to PhoneOps Products Page by CLICKING HERE and we take it from there.
Yes — Referral Partner deals receive priority review.
No — becoming a Referral Partner is free.
Yes — PhoneOps offers competitive payouts for funded deals.
Click the “Partner With Us” tab, there you can submit your Referral Partner Application directly through our website.
Yes — Referral Partners can collaborate with Team Money for property selection and Operator support.
